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Travel insurance

Travel insurance

Prospect has two travel insurance providers offering complementary services: annual insurance, and policies for older people or those with pre-existing medical conditions.

Irvine insurance logoIrvine Insurance

If you are likely to travel more than once a year, then annual travel insurance is the smart way to do things. Irvine's travel insurance scheme offers:

  • instant online cover
  • the convenience of arranging one policy to cover the whole year
  • the flexibility of travelling as often and whenever you want.

Very likely, it will save you time and money!

Whether you are travelling individually, as part of a couple/family or if you have young grandchildren to take on holiday, the Prospect travel insurance scheme has a policy to suit your needs. When that last-minute opportunity or unforeseen trip comes up, you can travel in confidence.

There is no restriction on the number of trips – take as many as you wish during the 12 months of your policy (standard trip length is 45 days/trip). Extended cover, winter sports or single trip cover are available too.

AllClear Travel Insurance

AllClear travel insurance logo

If you have a pre-existing medical condition, or because of your age find it difficult to get general travel insurance cover, get a quote from AllClear.

AllClear believes that everyone deserves the right to travel; it provides insurance for people of all ages and almost any pre-existing medical condition including:

  • diabetes
  • angina
  • arthritis
  • cancer
  • heart disease
  • high blood pressure
  • high cholesterol
  • epilepsy
  • stroke

There are various policy options available, including annual and single trip cover and worldwide cover. Travelling companions are covered.

A fully secure online screening and quotation service is available, and medical certificates are not needed.

Prospect members get a discount of up to 10% over the phone.


Members - log in at the top right of the page to get more information.