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Financial advice

Personal financial advice

Lighthouse Financial Advice has been providing Prospect members with professional financial advice since 2007. Part of Lighthouse Group, they are one of the most respected financial advice companies in the UK.

Members - use the login at the top right of this page to get more information.

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Financial peace of mind – make it happen

Doing nothing is why many people struggle to make ends meet. Granted, dealing with financial issues can be daunting. For instance, do you know if your pension will give you enough income when you retire? Whether you could afford to retire early? If your savings could be more tax-efficient? Or how you could help your children or grandchildren financially? But these things have to be faced.

Talking them through face-to-face with one of our professional financial advisers will set your mind at ease. As Prospect’s approved partner, we are here to offer you practical, affordable, professional financial advice. This advice is specific to you and could improve your financial situation. 

Complimentary financial check-up

As a member of Prospect you are entitled to a no obligation, complimentary consultation with one of our professional advisers. They can meet you at home, at work, or elsewhere. They will explain how you could benefit from advice and how much it will cost. You can then decide whether to go ahead. We have over 200 advisers all over the UK, so there is bound to be one near you.

We can explain how you may be able to:

  • build up a nest-egg tax-efficiently, for yourself, your children or grandchildren
  • boost your pension provision so you will be able to enjoy a comfortable retirement
  • protect your family’s income so they have enough money if the worst happens
  • take your pension and get the best possible income
  • pay for long-term care
  • pass on your wealth to your loved ones in a tax-efficient way.

Thinking about accessing your pension? Talk to us before you do anything

Deciding how to secure the income you need for the rest of your life is one of the biggest decisions you will ever have to make. Once you have made your decision it may well be impractical to revise your choices.  While the “pension freedom” changes that came into effect in April 2015 are, on the whole, for the better, they make drawing your pension more complicated; wrong decisions could have costly and far-reaching consequences.

Seminars on topical financial planning issues for Prospect members

Each year Lighthouse Financial Advice organises hundreds of seminars in the workplace or other suitable venues on a wide range of financial planning topics. These seminars have a relaxed, informal atmosphere. Topics can include:

  • accessing your pension and planning for retirement
  • planning for redundancy
  • income and wealth preservation
  • savings and investments.

Alternatively, you may prefer to hold a surgery, where members book 30-minute, individual, confidential consultations with one of our experienced financial advisers.

To discuss holding a seminar or surgery near you, please email events@lighthousefa.co.uk.

To find out more about how we can help you, click here to go to the section of our website dedicated to Prospect members.

About Lighthouse Financial Advice

We are one of the largest providers of expert financial advice in the UK. Tens of thousands of people around the country rely on our advisers to make their money work harder.

We can help you make the most of your money whatever your circumstances. We look at your current overall financial position, talk to you about what you would like to achieve, listen to your concerns and  make recommendations that match your lifestyle and aspirations. You can then relax, in the knowledge that your finances are organised in the way that suits you.

Lighthouse Financial Advice is part of Lighthouse Group plc company listed on the Alternative Investment Market (AIM), which provides financial advice to personal and corporate clients through around 450 specialist advisers located throughout the UK.

Lighthouse Group had an annual turnover of more than £47 million in 2016. It is profitable and financially robust.

The value of your investments can go down as well as up, so you could get back less than you invested. Tax advice which contains no investment element is not regulated by the Financial Conduct Authority.

Lighthouse Financial Advice Limited is an appointed representative of Lighthouse Advisory Services Limited, which is authorised and regulated by the Financial Conduct Authority.

Lighthouse Financial Advice Limited is a wholly owned subsidiary of Lighthouse Group plc. Registered address: 26 Throgmorton Street, London EC2N 2AN. Registered in England No. 4795080.

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Members - use the login at the top right of this page to get more information