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Pensions blog

Pensions blog

Prospect's pensions officers blog about the issues that exercise their minds.


money maze

Briefing note about Lifetime ISA for Prospect members

I have written twice before about the Lifetime ISA – a new savings product available since 6 April 2017 to encourage young people to save for their first home or retirement.


Stack of pension coins declining in size

Pensions – what the manifestos say

As the average age of the electorate increases so does the importance of pension issues in general elections. Pension policies directly impact on the standard of living of current pensioners, who have a higher propensity to vote.


football kids in red

Defined benefit pensions – collectively agreed changes to accrued rights

Prospect has just responded to the Department for Work and Pensions’ consultation on Security and Sustainability of Defined Benefit Pension Schemes.


Man with calculator

Government help for the Bank of Mum and Dad?

If all the support that parents gave their children in getting on the property ladder was added together, the "Bank of Mum and Dad" (let's call it BoMaD) would be equivalent to the ninth biggest property lender in the country.


Palace of Westminster after dark

Election manifestos – the devil in the detail

I’ve seen enough manifestos, heard enough politicians’ speeches and pored over enough announcements and consultations to unfortunately have to adopt a cynical approach.