Lines open Mon-Fri 08:30-19:00

State pensions


State pensions

Your state pension is, or will be, an important part of your income in older age.

signposts to retire and work

The New State Pension - 11 things you Need to Know

A new state pension was introduced for people who reach state pension age from 6 April 2016 (that is, men born on or after 6 April 1951 and women born on or after 6 April 1953).

The new system is known as the Single Tier Pension – replacing the current system which incorporates Basic State Pension, SERPS and S2P.

The pages in this area of the site explain how the state pension systems work:

This information is also shown in our downloadable briefing on State Pensions

We also have a list of frequently asked questions and a mythbuster.

State Pension reform will also result in significant detrimental changes to arrangements for Guaranteed Minimum Pensions paid from private pensions. 


retired couple







Latest pensions documents

Letter to FST re low earners in net pay scheme   info
Letter to Financial Secretary to the Treasury about the issue of pension tax relief for low earners in net pay schemes.

Letter from John Glen re pension tax relief for low earners in net pay schemes   info
Response from Economic Secretary to the Treasury to letter about the issue of pension tax relief for low earners in net pay schemes.

Letter to pension minister re potential RPI CPI statutory override   info
Letter to pension minister expressing opposition to the possibility of re-opening the issue of allowing employers to unilaterally change the index for increasing pensions from RPI to CPI.

Letter to Cabinet Office re ACPs paid by Carillion   info
Letter to Cabinet Office seeking meeting to discuss redress for ex civil servants made redundant by companies in the Carillion Group.

AEAT Pension Scheme - Frank Field Letter - February 2018   info
Letter from Frank Field MP to Pension Minister calling for AEAT Pension Scheme advice to be included in remit of PO or PHSO.