Prospect credit card

Typical 17.9% APR (variable)

Prospect, in partnership with the Bank of Scotland, has created a credit card with attractive rates and great benefits.

With no annual fee and all the benefits associated with MasterCard, you can take advantage of an attractive typical rate of 17.9% APR (variable).

Some of the advantages include: 0% on purchases for the first 9 months, online fraud guarantee, free additonal cards and 0% for the first 9 months on balance transfers (plus a 3% fee). No interest will be charged on purchases if every statement balance is paid in full by the payment date.

The card raises valuable funds which are used to finance the union's benevolent fund and donations to external good causes.